Obamacare Solutions(844) 548-4516

Terms of Use

Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing or using the Obamacare Solutions website (the "Site"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use the Site. We reserve the right to modify these Terms at any time; continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

2. Nature of Our Services

Obamacare Solutions is an independent, non-government insurance referral resource. We are not affiliated with, endorsed by, or connected to the U.S. federal government, the Department of Health and Human Services, HealthCare.gov, or any state health insurance exchange.

Our service connects consumers with licensed insurance agents and carriers who can provide health insurance quotes and enrollment assistance. We do not sell insurance directly. Quotes, plan availability, and premium amounts are provided by third-party licensed agents and carriers and may vary based on eligibility, location, and other factors.

3. Eligibility

You must be at least 18 years of age and a resident of the United States to use this Site and request insurance information. By using the Site, you represent and warrant that you meet these eligibility requirements.

4. Communications Consent

By submitting our quote request form and checking the consent checkbox, you agree to be contacted by Obamacare Solutions LLC and its licensed insurance agent partners via phone, autodialer, pre-recorded voice, SMS/text, and email at the contact information you provided, even if your number is on a Do-Not-Call registry. This consent is not a condition of any purchase. Standard message and data rates may apply. You may opt out at any time by contacting us at the information provided below.

5. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OBAMACARE SOLUTIONS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SITE OR SERVICES. OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED $100.

7. Accuracy of Information

We strive to provide accurate and up-to-date information, but we make no representations or warranties regarding the accuracy, completeness, or timeliness of any content on this Site. Insurance products, premiums, and plan availability change frequently; always verify details with a licensed insurance agent before enrolling in any plan.

8. Third-Party Links and Services

The Site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. The inclusion of a link does not imply endorsement.

9. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Obamacare Solutions or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

10. Prohibited Conduct

You agree not to: (a) use the Site for any unlawful purpose; (b) submit false or misleading information; (c) attempt to gain unauthorized access to any part of the Site; (d) use automated tools to scrape or crawl the Site; or (e) interfere with the proper operation of the Site.

11. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the United States and the state in which Obamacare Solutions is headquartered, without regard to conflicts of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration on an individual basis, waiving the right to a jury trial or class action.

12. Contact

Questions about these Terms may be directed to: