Privacy Policy
Last Updated: January 1, 2025
1. About This Policy
Obamacare Solutions ("we," "our," or "us") operates as an independent health insurance referral resource. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our website or use our services. By using this site, you agree to the practices described below.
2. Information We Collect
We collect the following categories of personal information directly from you when you use our quote request form:
- Contact Information: Full name, phone number, and email address
- Location Information: ZIP code and state of residence
- Demographic Information: Age
- Usage Data: Browser type, IP address, pages visited, and time spent on the site (collected automatically via cookies and similar technologies)
3. How We Use Your Information
We use the information we collect to:
- Connect you with licensed insurance agents and carrier partners who can provide health insurance quotes
- Communicate with you via phone, text/SMS, and email about health insurance products and services
- Improve our website and services
- Comply with legal obligations
- Detect and prevent fraud
4. How We Share Your Information
We may share your personal information with the following categories of third parties:
- Licensed Insurance Agents and Partners: We share your information with licensed insurance agents, brokers, and carrier partners so they can contact you with quotes and enrollment assistance. These partners may contact you independently after receiving your information.
- Service Providers: We use third-party service providers (hosting, analytics, CRM platforms) who process data on our behalf under data processing agreements.
- Legal Requirements: We may disclose information if required by law, regulation, or valid legal process.
We do not sell your personal information to data brokers for marketing purposes unrelated to insurance. See the "Do Not Sell" section below for more information.
5. Communications Consent
By submitting our quote request form and checking the consent box, you provide your express written consent to be contacted by Obamacare Solutions LLC and its licensed insurance agent partners at the phone number and email address you provided — including by autodialer, pre-recorded or artificial voice, SMS/text messages, and email — about health insurance products and services, even if your number appears on a Do-Not-Call list. Consent is not a condition of purchasing any product or service. Message and data rates may apply. You may opt out at any time by calling us or emailing privacy@obamacare-solutions.com.
6. Cookies and Tracking Technologies
We use cookies, pixels (including Meta Pixel), and similar tracking technologies to analyze site traffic, measure advertising effectiveness, and improve your experience. You may disable cookies through your browser settings; however, some features of the site may not function properly as a result.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve disputes. You may request deletion of your data at any time (see Section 9).
8. Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
9. Do Not Sell or Share My Personal Information
We share your information with licensed insurance agents and partners for the purpose of providing you with insurance quotes — this may constitute a "sale" or "sharing" under certain state privacy laws (e.g., CCPA). You have the right to opt out of this sharing.
To exercise your right to opt out, or to request access to, correction of, or deletion of your personal information, please:
- Visit our Contact / Do Not Sell page
- Email us at: privacy@obamacare-solutions.com
- Call us at: (844) 548-4516
We will respond to verifiable requests within 45 days as required by applicable law.
10. Children's Privacy
Our services are intended for adults 18 and older. We do not knowingly collect personal information from individuals under 18. If you believe we have inadvertently collected such information, please contact us immediately.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated policy on this page with a revised date. Your continued use of the site after changes are posted constitutes your acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy, please contact us:
- Email: privacy@obamacare-solutions.com
- Phone: (844) 548-4516