Real Health Coverage - No Waiting. No Overpaying.
You don't have to wait for open enrollment. Compare private health plans that can start right away — and see if you qualify for other savings — with free help from licensed agents.
Takes less than 2 minutes • No obligation
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Licensed agents • Helped thousands of families find coverage • Plans in all 50 states • Free, no-obligation help
How It Works
Tell us a little about you — ZIP, age, and your situation. Takes about 2 minutes.
A licensed agent reviews your options — private plans you can start now, plus any marketplace coverage you may qualify for.
Get covered on your timeline — many private plans can take effect within days, not months.
Why You Don't Have to Wait
Coverage isn't only for open enrollment
Private health insurance isn't tied to the marketplace calendar, so you can apply any time of year.
Life happened?
Lost a job, left a job, aged off a parent's plan, or just couldn't wait — you have real options today.
You won't do it alone
Licensed agents compare plans across carriers so you can find coverage that fits your needs and budget.
Looking for "Obamacare"? Here's the Honest Version
Searching for Obamacare or ACA coverage? You're in the right place — and you have more than one path. Marketplace (ACA) plans enroll during set windows and may fit if you qualify. But you can also get private health insurance year-round, often with coverage that starts within days. A licensed agent will show you both side by side so you can choose what fits your budget and timeline — no pressure, no cost to talk.
What Coverage Can Include
Depending on the plan you choose, options can include doctor visits, prescriptions, hospital and emergency care, and telehealth. Benefits and pricing vary by plan — your agent will walk you through what each option covers.
Doctor Visits
Prescriptions
Hospital & ER Care
Telehealth
Frequently Asked Questions
Common questions
Can I get health insurance right now, or do I have to wait for open enrollment?
You can get covered now. Private health plans enroll year-round, so you don't have to wait for the ACA Open Enrollment window. Most applicants can have coverage active within days.
Is Obamacare Solutions a government website?
No. Obamacare Solutions is a private, independent service and is not affiliated with HealthCare.gov or any government agency. We help you compare private health plans, and ACA marketplace options where they fit.
How much does your help cost?
Nothing. Comparing plans and talking with a licensed agent is free and no-obligation. If you enroll, you pay the insurance company's premium — there is no added fee for our help.
Ready to get covered?
Prefer to talk now? Call (844) 548-4516 — free, no obligation.